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Archive for the ‘contracts’ Category

More than one in seven homeowners with loans in excess of a million dollars are seriously delinquent, according to data compiled for The New York Times by the real estate analytics firm CoreLogic.By contrast, homeowners with less lavish housing are much more likely to keep writing checks to their lender. About one in 12 mortgages below the million-dollar mark is delinquent. emphasis added

from The Big Picture.  I’m sure that somehow this can be blamed on lazy brown people.  I’m a bit less optimistic that we’ll see any retractions of all the “subprime” stories that started running in summer 2007.

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I guess that depends whether you are (a) someone who enjoys music and art and culture, or (b) a parasite

Peer-to-peer file-sharing on the Internet has certainly weakened copyright, but that’s not necessarily a bad thing unless one equates “stronger copyright” with “better copyright.” According to the US Constitution, copyright is about promoting “the Progress of Science and useful Arts”; it’s not about enriching authors […]

[T]he most pertinent question to ask is […] Has file-sharing reduced creators’ incentives?

My knee-jerk answer is– of course not!  More people are creating and publishing creative works today than at any other point in history.  But I didn’t have any data to back that up, and knee-jerk reactions only work as a basis for policy when Republicans are in power, so anyone who hopes for meaningful change in the US copyright framework is going to need more ammunition.  Fortunately, someone has actually done a bit of research now, and you can read more about it here.

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Save money: stop paying rent!

A growing number of the people whose homes are in foreclosure are refusing to slink away in shame. They are fashioning a sort of homemade mortgage modification, one that brings their payments all the way down to zero. They use the money they save to get back on their feet or just get by.

This type of modification does not beg for a lender’s permission but is delivered as an ultimatum: Force me out if you can.

via For Some Homeowners in Foreclosure, a Rent-Free Approach – NYTimes.com.

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The key is if it’s in warrantee. And from what I can tell, mine’s not. So it would seem I’m hosed.

via On-Going Kindle Post-Mortem | Talking Points Memo.
So I’m vaguely interested in the outcome, if only from an IP-licensing perspective.  I wonder how much money Josh has already spent on Kindle content… and I wonder how much of it he’s ripped to another format, or if he’s stuck with the choice between (a) shelling out for another crapware locked platform so he can access the content he’s already bought or (b) letting it go, and then having to pay again for the same content if he wants to access it in a different format.

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Engadget says some  hacker has Netflix for iPad running on iPhone.   I’m sure this will do wonders for AT&T’s 3G networks.

Ports like this have to be expected by Apple; there is probably no technical way to prevent it.  I have to wonder whether there are terms in Apple’s deal with AT&T that address what happens when people start using AT&T’s network to constantly stream video to their handsets.

Netflix now, Slingbox next…

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Why would a utility company need my DOB and SSN to start service at an apartment rental that is owned by someone else? If I default, won’t they just revert billing to the owner?

(edit 10 minutes later) or, more to the point: Why should they care who I am as long as I pay the bills on time? Is the electric company refusing service to suspected terrorists?

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This is one of those questions that has bothered me ever since the DeCSS thing went down way back in 2001. The crux of the problem is this: the movie industry wants to sell you a DVD like it’s a physical object, and then use technology to restrict your use as though you have taken a license to the content.

If they are selling you the physical object, they can’t complain when you decide to make a backup of the content- it’s classic fair use.

If they are selling you a license, they either need to (a) give you the option to negotiate the license, or put it on the outside of the product packaging, or (b) replace the physical media at cost (a few cents) when it becomes damaged, because your license has nothing to do with the physical media.

Right now, the industry is trying to claim that it gets to work the deal both ways, depending on which context is more favorable to them in any given situation. The facts of this case make it sound like it’s ripe to really treat the issue properly.

SAN FRANCISCO – Hollywood studios told a federal judge here Friday consumers have no right to make copies of their DVDs.

The U.S. courts, however, have never squarely answered whether that was true, a legal vacuum that might be answered in the Motion Picture Association of America’s lawsuit against RealNetworks.

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